
Need a Loan or Financial Empowerment as a Nigerian Youth?
If you’re a young Nigerian, employed, running a business, or an NYSC corps member looking for accessible financing — this YouthCred loan update is for you!
What is YouthCred?
YouthCred is a financial empowerment platform created to give young Nigerians access to:
- Responsible credit
- Financial education
- Tools to build strong credit histories
- Opportunities to grow their businesses or personal finances
Our mission? To reshape Nigeria’s credit culture, one youth at a time.
Who Can Apply?
- Aged 18 to 39
- Employed or running a business
- NYSC Corps Members (special loan options available)
Loan Requirements?
✅ No Collateral Required
✅ No Guarantors Needed
Just show responsibility with small credit amounts, and you’ll unlock more over time.
How Much Can You Borrow?
You can borrow from ₦5,000 to up to ₦5,000,000 depending on your credit profile.
Repayment Plans
Flexible repayment terms from 1 to 24 months — choose what works for you.
Want to Increase Your Loan Limit?
- Repay your loans on time
- Build a solid credit history
- Complete our financial training modules
🎯 Empower your future today.
📌 Click Here to Apply